4UrBudget was created when a small group of very successful independent pre-owned dealerships saw the need for a company to provide automotive financing for Canadians who have credit challenges. We were concerned that our fellow Canadians were not being treated in a respectful manner and often times were taken advantage of by paying excessively high interest rates over very long terms.
We were also concerned with a number of new Internet start up companies whose sole goal is to catpure credit applications for those with chalenged or no credit and sell those credit applications to dealers accross the country. We often herd of credit applications being sold to multiple dealerships and other unprofessional behaviour.
Our promise to all our clients is to treat you with the respect you deserve. We understand that there are various challenges that may occur during someones adult life that leads to missing payments, being late with payments or worse. We have outstanding relationships with a select group of lenders in all of the three Provinces that we serve. We also have access to private in-house lending. This ensures we can provide our clients with the lowest possible interest rate given your current situation. We then will continue to work with you as you re-establish your credit with the goal of further lowering your interest rate on your next car loan.
Please contact us today!